Motorcycle Insurance in Texas
If you own a motorcycle in Texas, you are required by law to have motorcycle insurance if you plan on driving it. Just like all motorized vehicles, motorcycles fall under this regulation and you could find yourself in serious trouble if you are caught driving without it. However, motorcycle insurance is not the same as auto insurance and if you choose the latter, you will not be as well protected. While you may want to go fast and enjoy the open road, you definitely do not want to do that without motorcycle insurance. Here are The Gray Group Insurance Brokerage serving all of Texas, we want you to be safe and well protected.
Minimum Motorcycle Insurance Requirements in Texas
In Texas, you must have insurance that meets the coverage requirements set forth by law. That means you must has at least $60,000 for bodily injury coverage per accident. You must also have $30,000 bodily injury coverage for each injured individual in each accident. These do not go together so $60,000 is not ample coverage to meet the minimum requirements. Additionally, you must have $25,000 worth of coverage for property damage per accident.
Optional Coverage Options
There is no maximum amount of coverage you can purchase so while you must meet the minimums, you can buy additional coverage to meet your needs and to better protect you. You can even explore other optional coverage for your policy including underinsured and uninsured driver coverage, collision coverage, gap coverage, liability coverage, and more. Depending on your needs and what kind of protection you want, you can create the optimum policy. You can explore all of these additional coverage options with agents in our office.
If you are interested in learning more about your options, getting a free quote, or looking at your current policy for any gaps, be sure to contact us at The Gray Group Insurance Brokerage.